The uncertain nature of the global stock markets have forced investors looking for guaranteed returns, to look for low risk, high return investments. Though, there are many such options available in the market, many people are actually unaware of them and they end up investing in high risk assets.
In order to proceed with such options, you can always consult a financial planner, as they are more experienced. The options mentioned here will help you put your money in the right place.
If you are looking for safe investments with high returns, then real estate can be your preferred option. It would be among the options that have a low risk factor with high returns, because of the steep correction in property prices due to the economic downturn.
Mutual funds have gained a lot of popularity in the market in the last few years. Stock market investing can be difficult and risky because of the market fluctuations, and hence investing in the form of mutual funds can be a good idea. You can invest in diversified mutual funds, which reduce your risk of capital loss to a great extent.
Bank Saving Schemes
Bank saving schemes can be a good option considering their history of providing safe and secure returns, regardless of the market conditions. Several banks have launched savings schemes, which offer attractive interests on the deposits made, depending on the period of investment. More the investment horizon, more would be the returns.
If you are looking for long-term investments, then investing in bonds of large corporations can be considered. Bond holders are people, who actually advance loans to corporate companies to fulfill their cash needs for fast and successful expansion.
When you buy bonds, you get fixed returns from the company, irrespective of whether it makes profit or loss. Thus, this is indeed a tool of investor protection. Ideally, bonds of government companies and private firms of repute are ideal for this purpose.
Disclaimer: This is just for reference purposes and does not recommend any investments.