Internet banking has added a new dimension to banking transactions by allowing customers to conduct financial transactions through the Internet. Banking institutions have taken several measures to ensure the security of transactions carried out through the internet.
However, it is also essential on the part of customers to follow some simple, yet important measures to prevent themselves from becoming a victim of computer crackers, who can gain unauthorized access to their bank accounts.
Safe Online Banking
It is also important to change your password at regular intervals. Further, be sure to not respond to any e-mails or telephone calls inquiring about the details of your card or card number, as no bank will contact you directly to get such information.
This can compromise the security of your computer, allowing crackers to access your internet bank account for unauthorized and criminal transactions. Install updated versions of the operating system you use. You can also install firewalls, that can protect your computer from crackers by creating a barrier between your computer and Internet or network.
Checking bank statements regularly will help detect any transaction that has taken place without your knowledge. An unknown transaction can indicate that someone having access to your internet bank account. You need to be vigilant while accessing Internet from someone else's computer or an Internet cafe.
In addition to these, always remember to completely log off after completing the banking session. If you do not log off properly, the banking session may not be closed, which can enable crackers to acquire the details of your internet account.
Nowadays, the banking institutions have come up with a number of safety measures for ensuring secure online banking. Before conducting any financial transaction with banks through the Internet, you can evaluate these security measures.