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How to Buy a House Without a Realtor

Naomi Sarah Mar 12, 2019
Learn about some simplistic ways on how to buy a house without a realtor, which will help you save a whole lot of money when buying a new home.
When one buys a new home their first move is to get an agent or realtor to help them with the process of buying a new home, who wraps up the deal and ties up loose ends to make things a breeze for the buyer.
It is a recommended choice to make when it comes to buying a new home, since realtors know how it works and what papers are involved, including the legalities that have to be addressed. The only plus point here is that you get to save a whole bunch of money, since the share that realtors take for their services are ludicrously high.
There are a lot of people who do their share of research and learn the ropes on how to buy a house without an agent, doing just fine once the deal is closed.

How to Buy a House Without a Real Estate Agent

When it comes to buying a house, there's a lot in the initial stages than the later. Go through advertisements and websites for homes in your area or a little away from it based on your preference. Let the owners give you a preview of the house, and not a realtor showing it to you. There are important things to look over when you start the process.

Look Up Information on Home Buying

Before buying a new home, you'd first have to evaluate your expenses to see if you have enough to pay for the house, or if you'll need a bank loan. When you save extra cash on not hiring a realtor, you can use the money for something better.
Like say maybe paying a heavier down payment so that the mortgage fees on your part when it comes to the monthly payments are much lesser due to the low-interest they will charge you. Get ample research done from others who have homes of their own, and read into it all online about what is involved when getting into home buying.

Check All Documents

When selling off a house, there can be some ancient document that needed to be found, signed by a man who was just as old, and passed through god knows how many offices. Many times the lawyer is visited for the paperwork.
Thus, it is important to know your documents, especially the power of attorney and the likes, because without the necessary papers you'll be doomed. Buying or selling involves the same papers, so make sure you have it all, and vice verse with the previous owners who will hand over the house and documents to you.

Inspection of the House / Apartment

To know the worth of a house, extensive checkup on maintenance costs, availability of running water/electricity, neighbor safety, security personnel, cleanliness, furnishings, etc is needed. Once done, you're good to go.


You'll need to hire a lawyer, which is easy since there are places that provide a list of lawyers that will do your job by being paid hourly for their services. This way you save again on finding a lawyer that will dump hefty charges for a whole day or more of paperwork.
Make sure you look through the documents handed to you by the owners of the previous apartment or house, and make sure that you understand everything that is being said, to avoid overlooking important details. If you have anything to ask, make it clear to your lawyer to get rid of the possibilities of any loopholes or misleading legal statements.
Before you sign final contract, the papers need to be dealt with right down to every word and period to avoid any future mishaps. Once the closing deal is in place, always make copies of your original documents, while the copies are safely put away should the need come up to present them in any future scenarios. You're now ready to move into your new home!

Advantages and Disadvantages of Using a Realtor

There are pros and cons you must weigh when it comes to not hiring a realtor. Let's see the ups and downs and you can see what works well for you as without a realtor, many  home buying settlements are achieved.


  • A lot of money can be saved by not hiring a realtor to do your bidding where ample research can be conducted on how to get the job done without one.
  • You can have one-on-one interactions with sellers and have all the details of the house conveyed on a firsthand basis, without a realtor blurring the facts.
  • You can play the role of a realtor by inspecting all the details that need to be covered, with the help of your lawyer.
  • The only charges you need to worry about besides buying the home, are those that need to be paid to your lawyer and if documents need small fees of any kind for formal / legal processing.


  • It takes time to cover all areas of what has to be taken care of during the house buying process.
  • Important paperwork and legalities need to be addressed directly to you, with the burden on your shoulders to see it has been done.
  • Few things will come off as alien and you'll find yourself stuck in situations that will have you wishing you hired a realtor.
There are realtors whose services are reasonably priced, where the entire process is taken care of without delaying your need to buy a home. Nonetheless, handling this on your own is still something that is possible, given time and patience. Completing the task at hand without a realtor isn't an inconceivable idea.
Just remember to get help from those who know how the business works from experience, so that you are equipped with knowledge about what is involved.