Housing Grants for Women

Aparna Iyer Jan 22, 2019
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Housing grants for women are meant to help those with disabilities and those living below the Federal Poverty Level find safe and decent accommodation.
Housing grants are a blessing for women who have to face the formidable task of caring for their family all by themselves. Poverty, lack of education, disabilities, and poor employment prospects make it difficult for women and single mothers to tide over hard times.
Thankfully, the government provides grants to help them find decent accommodation without them having to overextend their budget. Some grants have been explained further.

The Grants

While discussing housing grants for disabled women, and for single women who live below the Federal Poverty Guidelines, one must bear in mind that the Federal Govt. does not provide personal grants to individuals. The govt. disburses the grant money to state governments and non-profits, who in turn use the funds to provide financial assistance.
The government provides housing assistance for low income families. Single women, whose gross annual household income is less than 80% of the median income of the county where they are residing, are eligible for rental and housing assistance.

Housing Choice Voucher Program

The Federal Government's Housing Choice Voucher Program is meant for low-income households who would like to choose their own accommodation.
This program helps women look for single-family homes or townhouses of their choice and use the voucher to pay for all or part of the rent. The vouchers that are disbursed by public housing agencies (PHAs), may also be used to buy a home provided the house meets the PHA stamp of approval.

Private Subsidized Homes

The US Department of Housing and Urban Development (HUD) provides rental assistance to low income families and people with disabilities, by allowing them the option of staying in privately owned subsidized houses.
Property owners, who own and operate these homes are eligible to receive subsidies from the govt., so that they can provide subsidized apartments to low-income families.
In case of privately owned subsidized homes, both for-profit and non-profit entities are eligible to receive subsidies. People interested in such apartments and townhouses should contact the respective property managers for further details.

Public Housing

The HUD also indirectly maintains public housing units by administering Federal aid to local housing agencies (HAs). These units include both single family dwellings as well as condominiums. At present there are more than 1.3 million households that are living in public housing units managed by 3,400 HAs.
In addition to financial assistance, the HUD also provides technical support to the PHAs for planning, developing, and managing public dwellings. Since, these agencies are in charge of public housing and housing choice vouchers, women should contact them for further details regarding the same.

Shelter Plus Care Program

Housing grants for disabled women are meant to provide housing and supportive services on a long-term basis for homeless persons with disabilities. The HUD sponsors Shelter Plus Care Program that is designed to provide long-term housing, and a wide range of supportive services to cater to the needs of the homeless.
These services are designed for people with serious mental illness, chronic substance abuse problems, AIDS and related diseases, to ensure that people with the aforementioned disabilities do not reside in places unfit for human habitation.
Disabled women, who are able to pay up to 30 percent of their monthly adjusted income for rent, are eligible for assistance under this program.
Along with these grants, programs like Low Income Home Energy Assistance Program (LIHEAP) and Weatherization Assistance Program (WAP), Federally funded and implemented at state, tribal, and insular area levels, ensure that women with annual household income less than the stated minimum do not have to spend their income on energy bills and weatherization.