How to Get Grants for Home Repair

WealthHow Staff Oct 30, 2018
Government grants ease the financial burden on an individual by providing the much-needed monetary assistance. Lets take a look...
Government grants in the United States offer a helping hand to needy citizens in various cases. Home repair grants are aids that are provided to homeowners in case their homes have been damaged due to some natural calamity, or in cases where they need funds for renovating the property.
These grants are valuable for those individuals who don't have large funds for repairing or improving their homes. Since these government grants are not required to be paid back, they can be used by citizens in times of need.
The US Department of Housing and Urban development and FEMA (Federal Emergency Management Agency) caters to various needs of homeowners for providing them with benefits of home improvement or home renovation grants.

Grants for Natural Disasters

In case your home has been damaged due to some natural disaster, then you can get a grant for repairing it. Since damage can be both on a small-scale or large-scale, the funds that you get will depend on the extent of damage.
For getting grants in these cases, you have to contact FEMA (Federal Emergency Management Agency), which is one of the organizations that allocates funds for repairing homes damaged due to natural disasters.
Since March 2003, FEMA is an integral part of the U.S. Department of Homeland Security (DHS), with a mission to protect and recover US citizens from natural disasters. You can visit authorized branches or contact them through the FEMA's website for applications for home repair grants.

General Grants

For routine home repair tasks, like construction problems, renovation, the US Department of Housing and Urban Development (HUD) finances people. You need to satisfy the criteria set by the organizations.
HUD provides various facilities in every state, and for the comfort of people, they can be reached online. Application forms are available on the Internet. The government website for grants is where one can find information on these aspects. These websites provide application forms, one has to fill them and wait for a response from concerned authorities.

Beware of Fraud Individuals and Websites

As all government organizations have websites, there are people trying to trick you to fake websites. One must not get trapped, and trust reliable sources.
Consulting friends and people who are aware of such grants is the best thing, as they will give you authentic information. Doing a thorough research and visiting the offices and help centers of FEMA and HUD can be very helpful.
The entire process of application to really getting the financial assistance may take weeks. In some cases, the requests may be rejected. Since a large number of people apply for similar loans, you have to keep on trying.
You must also ensure that you mention your problems and requirements properly, and give all details in the application forms. Incomplete forms are generally rejected, so ensure that you fill the forms carefully.